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Owner Dashboard » Insurance Information

Insurance Options

You are responsible for making sure you, the vehicle and your customers are properly insured, but we will do our best to help.

Insurance is included in the cost of the bookings for hires, your base rate should be reflective of covering these costs, we do not charge customers for insurance separately. 

Quirky Campers recommends Alan Boswell's Self Drive Hire policy to cover you and your hirers for complete peace of mind. Contact them directly for an exact quote for your situation but here is some general advice:


Before your first hire - SD&P: £500*

There is no need to jump straight in with the Self Drive Hire policy (SDH). So whilst you are finishing your conversion or waiting for your first booking, you should go with Social Domestic & Pleasure (SD&P) to cover you and 3 named drivers (but not hirers yet). Please ensure this is set up before you take on any bookings. 

SD&P cover with Alan Boswell is usually around £500. This might be more than you get quoted by for example Adrian Flux or Shield Total Insurance but it has one major benefit...it's upgradable to SDH at the drop of a hat with no cancellation cost or faff.

* Historically this is the base price for SD&P however this will vary on a case by case basis. 


Ready to hire?

Once your first booking is confirmed, it's time to get the Self Drive Hire sorted. You have two options:

Annual - SDH: from £1440.00*

Unlimited hires (plus 4 named drivers). Cost is from £1440.00, or pro rata if you have already paid for SD&P.

Daily

This must be arranged and bought by you in advance of each hire. If this is organised within 24 hours of the booking starting, Alan Boswell will charge a late fee. You will need to fill out the driver hire form using the details the hirers send over in advance and then send that to Alan Boswell with the current mileage and van's value. Alan Boswell will bill you directly. If the customer is going to be late back you need to arrange an extension by contacting Alan Boswell.

If you go with daily you will still need SD&P cover. Most other providers won't allow you to take out daily cover for hire purposes. If you are on daily insurance you can upgrade to the annual policy however, once you have moved to an annual policy you are unable to return to the daily policy. 

The annual option is almost always the better price overall but the Daily option can be a great way to get started with minimal financial risk.

Daily prices:

Late charge (booking requested within 24 hours): £30 

Daily SDH charge (per booking not per day): £5 

Daily rates: 

  • 1 day: £36.45
  • 2 days: £48.21
  • 3 days: £59.97
  • 4 days: £79.96
  • 5 days: £99.96
  • 6 days: £119.95
  • 7 days: £139.94
  • 8 days: £151.20
  • 9 days: £170.10
  • 10 days: £208.15
  • 11 days: £226.96
  • 12 days: £238.72
  • 13 days: £252.84
  • 14 days: £264.00

Further required insurance cover

In addition to the Self Drive Hire policy you also must have the following cover:

  • Breakdown cover - RAC is offered by Alan Boswell for around £185. Whilst you might be able to get cheaper breakdown elsewhere...don't. Other providers will let you down once they find out the vehicle is on hire, even if they have told you otherwise when you buy. The only other reliable option is RAC Fleet cover.

Optional add-ons which we strongly recommend:

  • Public Liability - This can only be purchased from Alan Boswell if you have their annual policy, otherwise must be purchased externally. This is not a lawful requirement for hiring out the van, however is strongly advised and will cover you in the event of injury to the renter whilst on hire. If purchased through Alan Boswell, this is around £180.00 underwritten by Sagic.
  • Motor Legal - £80
  • Commercial Legal - £10

*Note: For budgeting purposes you should expect the cost of insurance to be from £2000.00 per year. If you are in London this will be more like £2,500.

Premiums will be higher than the figures quoted above if any of these apply:

  • Located in London
  • Vehicle is valued at more than £25k
  • You have multiple points
  • You are younger than 25
  • You have less than 2 year driving experience

Contact details

Ask to speak to the self-drive hire team and ask for the "Quirky Campers package" to benefit from our group discount. This includes Self Drive Hire, UK & EU Breakdown, Public Liability and Motor Legal.

If you have any queries about any of the above, please don't hesitate to get in touch.